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Ghozali, L. 2012. Ù…Ù‚Ø§ØµØ¯ Ø§Ù„Ø´Ø±ÙŠØ¹Ø© Ø§Ù„Ø¥Ø³Ù„Ø§Ù…ÙŠØ© ÙˆØ¶Ø±ÙˆØ±Ø© Ø§Ù„Ø¥Ù‡ØªÙ…Ø§Ù… Ø¨Ù‡Ø§ Ø¹Ù†Ø¯ Ø§Ù„Ø¥Ø³ØªØ«Ù…Ø§Ø± ÙÙŠ Ø§Ù„Ø¨Ù†ÙˆÙƒ Ø§Ù„Ø¥Ø³Ù„Ø§Ù…ÙŠØ©. El-Qist: Journal of Islamic Economics and Business (JIEB). 2, 1 (Apr. 2012), 147–163. DOI:https://doi.org/10.15642/elqist.2012.2.1.147-163.