Ghozali, L. (2012). Ù…Ù‚Ø§ØµØ¯ Ø§Ù„Ø´Ø±ÙŠØ¹Ø© Ø§Ù„Ø¥Ø³Ù„Ø§Ù…ÙŠØ© ÙˆØ¶Ø±ÙˆØ±Ø© Ø§Ù„Ø¥Ù‡ØªÙ…Ø§Ù… Ø¨Ù‡Ø§ Ø¹Ù†Ø¯ Ø§Ù„Ø¥Ø³ØªØ«Ù…Ø§Ø± ÙÙŠ Ø§Ù„Ø¨Ù†ÙˆÙƒ Ø§Ù„Ø¥Ø³Ù„Ø§Ù…ÙŠØ©. El-Qist: Journal of Islamic Economics and Business (JIEB), 2(1), 147–163. https://doi.org/10.15642/elqist.2012.2.1.147-163