Ø§Ù„Ù…Ø´ÙØ¹Ø©, Ù†ÙˆØ± Ù„ÙŠÙ„Ø© (2014) “Ø¥Ø¯Ø§Ø±Ø© Ø§Ù„Ø§Ù†ÙØ§Ù‚ ÙˆØ§Ù„Ø²ÙƒØ§Ø© ÙˆØ§Ù„ÙˆÙ‚Ù ÙÙŠ Ø§Ù„Ø¨Ù†Ùƒ Ø§Ù„ØµØºÙŠØ± Ø§Ù„Ø¥Ø³Ù„Ø§Ù…ÙŠ Ø¨ÙƒÙ„ÙŠØ© Ø§Ù„Ø´Ø±ÙŠØ¹Ø© Ø¬Ø§Ù…Ø¹Ø© Ø¥Ø³Ù„Ø§Ù…ÙŠØ© ØÙƒÙˆÙ…ÙŠØ© Ø³ÙˆÙ†Ø§Ù† Ø£Ù…Ø¨ÙŠÙ„ Ø³ÙˆØ±Ø§Ø¨Ø§ÙŠØ§”, El-Qist: Journal of Islamic Economics and Business (JIEB). Surabaya, Indonesia, 4(1), pp. 647–663. doi: 10.15642/elqist.2014.4.1.647-663.