Muflih, Muhammad, and Diharpi Herli Setyowati. “APLIKASI SISTEM KEUANGAN MUSYARAKAH MUTANAQISHAH SEBAGAI INSTRUMEN PERMODALAN UMKM DI INDONESIA”. El-Qist: Journal of Islamic Economics and Business (JIEB) 5, no. 2 (October 25, 2015): 1020–1041. Accessed March 28, 2024. https://jurnalfebi.uinsby.ac.id/index.php/elqist/article/view/79.